The Reserve Bank of Australia (RBA) has delivered its final cash rate announcement for the year with the decision to leave the rate unchanged at 0.75%. In making the decision the RBA appears to be assessing the impact on the broader economy of the three previous cash rate reductions together…
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Why smaller lenders are making a big change in banking. The history of Australian banking has always been dominated by the big four - ANZ, Commonwealth Bank, NAB and Westpac. But more Australians than ever are now turning to smaller lenders and non-banks to finance their home loans. Is your…
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If you're looking to renovate or redecorate your bathroom there are lots of ways to get a great result without breaking the bank. Redoing your bathroom can be extremely costly but the good news is that it's also one of the easiest places to make savings. According to the Housing…
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Whether you're embracing a meat-free day each week, living a vegetarian lifestyle, or just wanting to try some brilliant new flavour combinations, Veg ticks all the boxes. Jamie Oliver describes his new book by saying: "It's all about celebrating really good, tasty food that just happens to be meat-free." Up…
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The Big Banana in Coffs Harbour, Woombye's Big Pineapple, Ballina's Big Prawn - according to a Wotif survey, 90 per cent of Australian's have visited at least one over-sized Aussie monument in their lifetime. We're looking for a ripper childhood photo in front of one of Australia's Big Things. Dig…
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How can you make the most of record low interest rates? Many people believed that the low RBA cash interest rate, that had remained unchanged over the last couple of years, was about as low as it would go. But in the last few months the Reserve Bank of Australia…
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The RBA has decided to leave the official cash rate unchanged at 0.75% as it assesses the impact of its June, July and October cuts. In making this decision not to drop rates again, the RBA will have considered strong evidence of an improving housing market, supported by rising house…
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Now that Australia’s banking regulator has lowered the lenders’ borrowing buffer, more people should be able to borrow more funds to buy their new home. For the last few years Australia’s banking regulator, APRA, has required lenders to use a minimum 7 per cent interest rate when assessing a new…
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For the 3rd time in five months the Reserve Bank of Australia has decided to reduce the official cash rate, this time to 0.75%, in a concentrated effort to boost the economy. In making the decision to lower rates again the RBA has strongly reinforced its focus on supporting employment…
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As everyone awakes from winter hibernation, many people’s thoughts turn to selling or buying a home in spring. It’s no surprise. The sun starts shining, the garden bounces back into life, flowers bloom, lawns look lush and green, and homes are once again filled with light and warmth. Chances are…
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